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Stuck Inside? Get a Head Start on Your Summer Saving Plan

Stuck Inside? Get a Head Start on Your Summer Saving Plan
When the worst of winter hits and you are stuck indoors, daydreams turn to warmer months and your summer plans. While you’re daydreaming anyway, you might as well put your imagination to use and get a head start on your summer savings plan.

Why Wait?

There is really no use in waiting until summer hits before you have a plan together. In fact, the sooner you start, the more likely you are to successfully save up enough for your summer plans.

Savings Now Means More Fun Then

If you can put your mind and your spending to work for you now, you are more likely to have enough savings put back to use towards your summer plans.

There are many ways you can save money now to put towards your summer fun budget:

More indoor fun – Whether you have a big family or it is just you, you can save money by finding fun and enriching indoor activities. For example instead of going to the movies, stay in with a rental and your own popcorn. You might enjoy the movie more on your own comfortable sofa without the worry of noisy movie-goers and overpriced snacks.

Affordable meals – Wintertime is a great time for hearty, warm, and filling meals that are also inexpensive. Homemade soups and hot casseroles are not only comfort food, but they are also very affordable, especially when compared with the cost of going out to eat.

Energy savings – You can save a surprising amount of money with some simple insulation around your windows, curtains, and clean vents. Also, keeping your thermostat programmed to just a couple degrees lower is barely noticeable and puts money back in your pocket.

Health savings – To avoid costly physician’s visits and prescriptions, save money by staying healthy. Eat healthy, exercise daily, and fortify your immune system with antioxidants and vitamins like C and D.

Take the Time to Research

While you are stuck inside daydreaming, put your mind to work actually researching potential vacation spots. The time you spend researching can help you find great deals and money-saving packages. Not only that, but booking your vacation and certain activities ahead of time can often save you extra money as well.

Build a Strong Budget

As you are researching, plan out a budget for everything you need and want during your planned vacation. Build a budget that includes all accommodations including where and how long you will stay, travel costs, meal planning, and extra spending money. It also wouldn’t hurt to include some emergency funds in the event that something goes wrong or you need more money quickly.

Write It Out

Make a spreadsheet and write out everything, making changes along the way. Writing everything out will help you build a stronger budget and avoid missing anything important. Seeing the visible proof of your upcoming fun can also bring a smile to your face when the winter weather is pulling you down.

With the right planning, you can put together a strong and successful summer vacation plan. Using the extra time you have stuck indoors this winter gives you the perfect opportunity to put it all together.

Its time to start a Healthy Life

Race to Black Friday

“The Way to Wellness” It’s time to start a Healthy life: your 7 days program

How many times have you gone to sleep at night, swearing you’ll go to the gym in the morning, and then changing your mind just eight hours later because when you get up, you don’t feel like exercising?

While this can happen to the best of us, it doesn’t mean you should drop the ball altogether when it comes to staying fit. What people need to realize is that staying active and eating right are critical for long-term health and wellness — and that an ounce of prevention is worth a pound of cure. The more you know about how your body responds to your lifestyle choices, the better you can customize a nutrition and exercise plan that is right for you. When you eat well,
increase your level of physical activity, and exercise at the proper intensity, you are informing your body that you want to burn a substantial amount of fuel. This translates to burning fat more efficiently for energy.
In other words, proper eating habits plus exercise equals fast metabolism, which, in turn gives you more energy throughout the day and allows you to do more physical work with less effort.

The true purpose of exercise is to send a repetitive message to the body asking for improvement in metabolism, strength, aerobic capacity and overall fitness and health. Each time you exercise, your body responds by upgrading its capabilities to burn fat throughout the day and night, Exercise doesn’t have to be intense to work for you, but it does need to be consistent.

I recommend engaging in regular cardiovascular exercise four times per week for 20 to 30 minutes per session, and resistance training four times per week for 20 to 25 minutes per session. This balanced approach provides a one-two punch, incorporating aerobic exercise to burn fat and deliver more oxygen, and resistance training to increase lean body mass and burn more calories around the block.

Here’s a sample exercise program that may work for you:

* Warm Up — seven to eight minutes of light aerobic activity intended to increase blood flow and lubricate and warm-up your tendons and joints.

* Resistance Training — Train all major muscle groups. One to two sets of each exercise. Rest 45 seconds between sets.

* Aerobic Exercise — Pick two favorite activities, they could be jogging, rowing, biking or cross-country skiing, whatever fits your lifestyle. Perform 12 to 15 minutes of the first activity and continue with 10 minutes of the second activity. Cool down during the last five minutes.

* Stretching — Wrap up your exercise session by stretching, breathing deeply, relaxing and meditating.

When starting an exercise program, it is important to have realistic expectations. Depending on your initial fitness level, you should expect the following changes early on.

* From one to eight weeks — Feel better and have more energy.

* From two to six months — Lose size and inches while becoming leaner. Clothes begin to fit more loosely. You are gaining muscle and losing fat.

* After six months — Start losing weight quite rapidly.

Once you make the commitment to exercise several times a week, don’t stop there. You should also change your diet and/or eating habits,’ says Zwiefel. Counting calories or calculating grams and percentages for certain nutrients is impractical. Instead, I suggest these easy-to-follow guidelines:

* Eat several small meals (optimally four) and a couple of small snacks throughout the day
* Make sure every meal is balanced — incorporate palm-sized proteins like lean meats, fish, egg whites and dairy products, fist-sized portions of complex carbohydrates like whole-wheat bread and pasta, wild rice, multigrain cereal and potatoes, and fist-sized portions of vegetable and fruits
* Limit your fat intake to only what’s necessary for adequate flavor
* Drink at least eight 8-oz. glasses of water throughout the day
* I also recommend that you take a multi-vitamin each day to ensure you are getting all the vitamins and minerals your body needs.

I suppose that’s all I can think of for now. I should extend my thanks to a doctor friend of mine. Without him, I wouldn’t be able to write this article, or keep my sanity.

Enjoy life, we all deserve it.

Contact Me For A Free Retirement Coaching Consultation Ty@JustBeinHarmony.com

 

Endorsed by the hungry heart