Just Your Life Coach

Life Is Not About Finding Yourself… Life Is About Creating Yourself

Seek Your True Self

Seek Your True Self And Find Your What Really Motivates You

MoDetox Tea for Weight Lossst probably the hardest thing that a person could achieve is finding out who he really is. It’s not some literal question but rather who are you going to follow and who are you going to become? A lot of people look up to others as their role models, their inspiration, and their mentors. It’s fine to have this these people around you. However, it’s also nice to build your own character rather than growing in the images of others. Try to remember how the famous people in history became who they were remembered. They never had to follow any people before them nor were they forced to become what they are not. Becoming and living your life as who you are is one great thing to look forward to.

Why Is It Important To Seek My True Self?

It’s more like searching for the next puzzle piece. It’s a part of building the big picture that lies ahead of your life. As early as now, take a good look at yourself and ask, “Who am I and what will I become?” and when you find the answer to that, the rest is just following the right path. Understanding your dreams and desires will help you establish a set of goals that will eventually lead to fulfilling that task of become that greater person that you want to be.

Act Your Character: Be Who You Want To Be
The world wouldn’t have been the same if the most influential people who ever existed never had the guts to act out on their own will and carve a name and a brand for themselves. Uplift your spirits not only by merely trying to think of who you are going to be but rather do it for the sake of your dreams and future. Nobody holds your own life but you. The life we live cannot be defined with anyone else nor can they withhold the person you are to be once you act it out. The hardest point in achieving this is the very beginning. The first step is always the hardest but the second and third is relatively easy. Always bear in mind, how you act is who you become. If you decide to act as a winner, you’ll definitely be a winner. If not today, maybe tomorrow, or the day after that. Although it’s yet uncertain but you will definitely get there once you learn to act your character.

How to Market Your New Craft or Hobby


If you have created a new craft or developed a new hobby and are comfortable enough in your skills or expertise, perhaps it is time to market your skills. While for most of us marketing ourselves is uncomfortable, there are many ways to make it enjoyable instead of nerve-wracking.

Marketing yourself does not mean that you have to hire a great big billboard with a picture of yourself smiling. Marketing can be something as simple as letting someone know that you can perform that skill or create that project.

Perhaps you are a party planner that specializes in centerpieces, or maybe you can play a musical instrument like nobody’s business. The whole reason you dived into your new craft or hobby is because of
your love of it. So do not be ashamed of your talent; share it with others. There are many ways that you can market yourself so that you can share that talent with everyone around you.

Offer Classes

If you are a crafty soul and specialize as in the example above in making exquisite centerpieces, why not teach a class or two? You never know – one or more of your students may decide that making it themselves is not coming out quite the way that they had hoped. They may wish to hire you for your expertise instead.

Local Newspapers

Many newspapers are looking for freelance writers to donate an article or two, especially when it comes to the how-to market. If you have a craft that you love, then it will be easy to write about it, and you do not need any formal writing training. Let the love of your craft shine through.

Ask the newspaper in return if you can post your business card and website at the bottom of the article. In this way, you get some free advertising and the newspaper gets a really great article on how to create a craft.

Start a Blog

If you do not have a blog about your craft, then starting one should be easy and fun. If you have to, take a blogging workshop and get started. The sooner you start to blog about what it is that you love, the more exposure you will get. In this way, you will have fun making new friends, meeting new people and networking all at the same time. It will not feel like marketing at all.

Fundraisers

Fundraisers are an excellent way to network while having fun and doing good at the same time. If you have a craft or a basket you would like to donate, leave your business card with your website on it and you will be surprised how doing something good will return to you twofold.

These are just a few simple ways to market your hobby or craft without you feeling like a used car salesman.

How to Find Your Passion with a Hobby

Just about every individual has a hobby or craft that they love to take part in; it’s just a matter of honing in on exactly what that is. Have you ever seen someone who is absolutely in love with his or her hobby and it seems to flow effortlessly to them? Well, don’t think for a minute that no planning, thinking, or trial and error went into that hobby.

If you have been thinking about finding a hobby or creating some new craft, there are a couple of ways to find that passion and make it all seem effortless and fun.

Do What You Love

While this may sound like common sense, doing what you love will almost always equate to success and fulfillment. Success is not just simply defined by how much money you make; it is also defined by doing what you love to do and never tiring of it.

We all have things we want to do on the creative side; however, have you ever noticed that the creative souls are the ones with the most self-sabotaging talk and negativity surrounding their passion? Just look at the old adage about the “starving artist.” However, it does not have to be that way.

Once you discover what you truly love and starting taking active steps toward pursuing that one thing, then the rest will fall into place that much easier.

So start by taking some time to self-explore.

* Examine what you love
* Try different angles and ways to explore what you love
* Try new things
* Be courageous, think outside the box, go where your heart leads

Find Your Passion

Once you have explored your creative side, journal how you feel when doing different types of crafts and hobbies. If you have always wanted to paint, but found it not as interesting as you thought it would be, don’t worry. Keep going until you find that one thing that ignites you over and over again.

If at First You Don’t Succeed

Once you find your passion and do what you love, don’t stop there. Continue on this path even if you meet with failure. Many famous authors and artists met with failure many times over before they found what worked for them.

It is vitally important that you don’t lose sight of your dream and that you don’t let the absence of immediate success daunt you. It is almost impossible to succeed without having failed a couple of times at first.

Before you know it, you will hit the mark as so many others have before you.

Invest in Property to Secure your Retirement

Homegrown Collective

Have you considered property investment to secure your retirement’s financial future? There are many great ways that you can let real estate build a nice little nest egg for your retirement and the sooner you begin the process the better.

While there are all kinds of stocks and mutual funds that confuse even the most intelligent among us, real estate is a pretty straightforward business to get into. The problem is that many people feel it is too risky. The truth is that there are many different types of real estate investing that all carry different risk to the buyer. One thing is for sure and that is that with proper care and attention properties tend to gain value over time rather than lose value. If you purchase properties today and properly maintain them, you can not only reap years of rental income while paying the mortgage on these properties but you can also find your retirement home and pay today’s prices for it rather than the prices of tomorrow.

When it comes to real estate it is always good to arm yourself with knowledge before taking any steps and you should carefully discuss all plans for your financial future with your trusted financial planner or advisor. His or her job is to give you guidance when making plans and purchases that will affect your financial stability and security. They can also help you with the matters of taxation, cost analysis, estimated inflation, and the average rise in property value for an area.

As I mentioned before there are always risks when it comes to any sort of investing. The same holds true for real estate investing. Things can go wrong. On occasion you will find lemon properties, for this reason you need to have a complete and thorough inspection performed before you purchase the property. You should also make sure that you are aware of your state and local laws as they apply to landlords. For this reason it is a good idea to consult with an attorney that specializes in this type of financial investing in addition to your financial advisor.

Rental properties aren’t the only way to build a property investment portfolio. There are all kinds of Discover the benefits of tart cherry juiceproperty investment opportunities for those that are willing to take the risk. When it comes to property investing, the greater risks often net the greater potential rewards. The thing you must remember is that you are gambling with your financial future. I tend to stick with rental properties as they are a fairly safe bet and actually pay for themselves over the years while building a nice nest egg for my future.

There is the eternally fascinating investment opportunity that property flipping presents for one. When flipping a property you purchase a property below market value—preferably one that requires minor cosmetic repairs. Make the repairs. Then sell the house for a substantial profit. This is a risky venture for those who are novices to the field and many would be investors have lost a great deal of money doing this. Successful investors however can net significant profits in a very short amount of time if they have the knowledge and skills to do the work themselves and time things perfectly.

There are even more property investing opportunities that provide even greater risk, as they are highly speculative known as pre-construction investing. This is the type of investing that creates millionaires. On the flip side it has sent many into bankruptcy along the way as well so tread very carefully before engaging in this sort of real estate investing and take great care never to invest more than you can afford to lose.

As you can see there are ample opportunities in real estate to create an outstanding financial retirement plan for you and your family. You only need to decide whether property investment is the right thing for you.

How to Set up a Routine for Your Craft Time

If you are a creative soul, then chances are that you resist routines and rituals like the plague. You would much rather fly by the sRockler.comeat of your pants than to set a schedule. Just the mere thought of setting a schedule can send shivers down your spine and give you the chills – almost like nails on a blackboard.

Well, once you have honed in on what type of hobby or craft you are passionately in love with and have
found unique and creative ways to make it come to life, it really is time to set a routine. However, there are ways to set a routine that will not squash your artistic side.

Pick a Set Time

Picking a set time every day when you are devoted to your craft or hobby is crucial to your success, whether it is making wreaths or writing stories. If you leave it to chance, chances are that you will fall off the wagon.

Being dedicated to your set time unless there is an extraordinary set of circumstances could affect whether or not you will continue.

Choosing a Specific Day

If it is simply not possible to choose a set time, then choosing a set day may be a better alternative for you. Perhaps you can allocate two hours of your weekend to creating more crafts, trying out a new craft, or writing a chapter.

If you can only allocate one particular day, be sure to set aside a certain amount of time as well. For eWe offer discount price on american flags, and flag display cases, All Hand Made by Veteransxample, every Sunday morning for 90 minutes and stick to it. Let your family know that this is important to you and it makes you feel happy and fulfilled.

Chances are they will prefer a happy and satisfied you over a grumpy and unfulfilled version.

Stay Committed

It is important that once you have your set date and time to dedicate to your craft that you stay committed. Without commitment, nothing is possible. If you have to, set a reminder on your cell phone; write it down on your calendar.

One of the best tips for staying committed is to have a trusted friend or family member hold you accountable to doing what you say you will. If you commit, for example, to creating three new crafts per weekend, then declare it to a friend and have them call to check up on your progress.

You will be so surprised at how knowing that someone is going to call you on a promise will motivate you in a positive manner.

Dedicate a Space

It is so important to dedicate a space all your own to your craft or hobby. This avoids losing and misplacing things and allows creativity to flow more smoothly. In this space, you are free to create without running around looking for materials or seeking peace and quiet.

What Retirement Plan will Suit You?

Have you started planning you retirement yet or are you confused about all the retirement plans? The problem is that most of us have no idea where to begin when it comes to financial retirement planning or investing. The sad news isWe offer discount price on american flags, and flag display cases, All Hand Made by Veterans that for most of our lives retirement was something that was taken care of if we put in an honest lifetime of work. However, the climate has changed and the retirement funds that many of us have labored to pay for the vast majority of our lives are slipping away.

The good news is that this need has not gone unnoticed by the powers that be and while they aren’t
offering solutions for the funds we’ve already invested or in salvaging what is left of the failing system, they are empowering people to take some control for their personal retirements by offering investment options and strategies that provide tax benefits along the way in order to reward you for your efforts.

The four common types of retirement plans include 401(K) plans, Keough Plans, IRAs (individual retirement accounts), and qualifying pension or profit sharing plans offered by corporations. In most retirement plans, the contributions to those plans are tax deductible and taxes aren’t paid on these plans until the funds are received and retirement payment begins. You should be careful of your investments and guard them well as there are often hefty penalties involved when you take funds out of your retirement funds before you actually retire.

These of course are not the only types of investments you can make for your golden years and it never hurts to have more eggs in many baskets. The more the merrier in most cases. My personal preference for investing is real estate. This is an investment that you can actually see and reach out and touch. It is also an investment that often gets overlooked when planning for retirement, though when you consider it is an excellent choice. Property values are much lower today than they will be ten, twenty, or fifty years from now. This means the sooner you buy the property the more it will be worth (in theory) when you retire. The thing to remember is that property investing, like other types of investing, requires some degree of risk. You need to learn as much as you can about the process and discuss your interest with a financial advisor before you make any major decisions concerning your retirement investments.

There are more traditional investment methods you may want to consider as well. Mutual funds and the stock market are great ways to invest your money, build a decent portfolio, and increase your net worth. This type of investing also carries some degree of risk and isn’t always considered financial retirement planning but more along the lines of simple financial planning.

The thing to remember is that it is always good to have a plan. For this reason, I strongly encourage you to engage the services of a good financial planner. He or she can help you navigate the tricky language that is involved in many transactions, set realistic and obtainable retirement goals according to your needs as well as your means, and offer excellent advice and guidance on other investment ventures you may wish to pursue. In other words, a good financial planner can help you plan for your retirement.

Rockler.comWhen it comes to the world of finance, many of us are far from experts. We seek legal advice from attorneys, tax advice from accountants, and medical advice from doctors yet very few of us go to financial planners when planning our financial retirement. In many ways it makes little sense to approach our futures so carelessly and yet this is not something that our parents and grandparents would have done so there is no precedence for doing so. The problem is that money is such a limited commodity in this world, we are living longer than ever before, and we are enjoying much more mobility in our golden years than in times long past. We all need good financial advice to help us plan our financial security in retirement.

What to Consider when Planning your Retirement

What should you consider when planning your retirement investments? First of all, you probably shouldn’t hold your breath when it comes to social security being able to cover even a small portion of your retirement if the service even exists in any form of its former self by the time you are facing retirement. The second thing you need to keep in mind is that your needs upon retirement depend greatly on how you live your life now and how you plan to live once you retire.

There are many who live very conservatively now in an effort to save up their money for retirement and really live it up at that point. The problem is that they are basing their retirement living on their current lifestyle, which is not a good comparison. The problem is that the vast majority of Americans are earning just enough money through their jobs in order to make ends meet. The idea of finding any money to sock away for retirement for most Americans is difficult at best and absolutely impossible in some situations.

The first step when it comes to successful financial retirement planning is to map out how much money you are going to need in order to maintain your current lifestyle upon retirement and go from there. Most estimates are that you will need to bring home on average 75% of your current take home salary in order to maintain your current lifestyle. The understanding is that you will eliminate many monthly expenses by no longer working however some find that this simply isn’t enough so you should be careful when relying on this figure.

You should also plan for inflation when planning your retirement as well. It will take more money in the future in order to have the same standard of living. You should also consider that our expectations tend to increase over time and you need to be able to live within the limits of your budget when the time comes. It will be difficult to take out additional funds once you’ve reached retirement age. For this reason it is in your best interest to plan ahead and plan carefully. The more modestly you live today in an effort to invest more money for your retirement the better chances you will have to enjoy a better lifestyle upon retirement.

You should also be careful that you do not sacrifice the moment in search of a better retirement. You need to be able to take vacations, save money for the things you want and need, in addition to covering the necessities of today. We aren’t guaranteed that we will be here for retirement though that is hardly a reason not to invest and save for that day. However, we should never sacrifice the moment and the childhood of our children for the sake of an eventual retirement. As long as you are making significant progress you are doing better than a large section of the population and you can opportunities later to invest greater amounts of money towards you retirement.

The problem is that most people do not begin growing concerned over their retirement picture until it is too late to make significant progress. Begin early making plans for your financial retirement in order to insure the greatest possible success. Pay off your major debts such as student loans, home loans, doctors’ bills, car notes, and credit cards whenever possible. These are constant drains on your income that you do not need once you’ve limited or ‘fixed’ your income. In addition to your 401 (k) or IRA funds you can start your own investment account by having the bank automatically draft a portion of your check each pay period. You can also ‘pay yourself’ an extra bonus by depositing extra funds anytime you get extra money like a bonus check at work or payment for services outside of work. Use everything you can to add to your retirement fund.
50% off flag cases and military gifts

Importance of Goal Setting

The importance of goal setting is evident among professionals. They work full time and yet still manage to have fun with their family; They extend their hands for community service and yet still manage to have some time to do their hobbies.

Their secret lies not in controlling time but in managing time. Time management. This is the essence of goal setting.

The importance of goal setting, however, is not limited to professionals. Every successful people has understood and acknowledged the importance of goal setting. Athletes, doctors, lawyers etc. have used goal setting in one way or the other.

1. Goal Setting is a Map

Identify an area of your life where you want advancement. Then work through the goal process that follows. Here are the steps needed to make a map.

A. Identify the exact goal

What you really want in life? What is your purpose and your objective? You must ask yourself these questions to have a concrete idea of what you want in life.

Time, however, can change the way we look at things. One day you may want to be a published romance novelist after five years, the next day you may want to be a water colour painter with mother and child as inspiration. When this change of heart happens, don’t despair. There’s no wrong with changing a goal for a another goal. This is part of life. Change, that is. But having an objective, an exact goal at present, will give you an idea of what you want. Changing that goal along the way, as you travelled to reach your goal, is just one of the events that you’ll encounter along the way.

B. Identify the completion date

Goals should have a period of completion. It is not a goal if it doesn’t have a specific time of completion; it would be a dream. A daydream, that is.

Goals are concrete and realistic aspirations. It isn’t a goal when you say, “I want to be a novelist within my lifetime.” It is a dream. A goal must be put this way, “I want to be a published romance novelist before I reach 35.” This gives you a period to push your pens and write down that publishable novel. It hurries you to reach your goal. It motivates you to beat time, have a published novel ahead of time you’ve set for yourself.

C. Identify the evolution of the goal

Change is inevitable. And it applies even to goals.

Goals may evolve into something, maybe even far better than your earlier goals. If earlier you want to be a published romance novelist before you reach the age of 35, it may evolve into somethings like: a published Young Adult novelist before you reach the age of 35, and have written a script for a video game.

2. Goal Setting Is Your Vision

When you set a goal, you are actually seeing a vision, a vision of yourself in the near future. Imagine if you accomplished the goal you have set after five years, it was as if you have predicted what you will become five year ago!

Having a vision not only makes you feel contented with yourself, it also pushes you to look ahead and go forward instead of to live in the past.

Stuck Inside? Get a Head Start on Your Summer Saving Plan

Stuck Inside? Get a Head Start on Your Summer Saving Plan
When the worst of winter hits and you are stuck indoors, daydreams turn to warmer months and your summer plans. While you’re daydreaming anyway, you might as well put your imagination to use and get a head start on your summer savings plan.

Why Wait?

There is really no use in waiting until summer hits before you have a plan together. In fact, the sooner you start, the more likely you are to successfully save up enough for your summer plans.

Savings Now Means More Fun Then

If you can put your mind and your spending to work for you now, you are more likely to have enough savings put back to use towards your summer plans.

There are many ways you can save money now to put towards your summer fun budget:

More indoor fun – Whether you have a big family or it is just you, you can save money by finding fun and enriching indoor activities. For example instead of going to the movies, stay in with a rental and your own popcorn. You might enjoy the movie more on your own comfortable sofa without the worry of noisy movie-goers and overpriced snacks.

Affordable meals – Wintertime is a great time for hearty, warm, and filling meals that are also inexpensive. Homemade soups and hot casseroles are not only comfort food, but they are also very affordable, especially when compared with the cost of going out to eat.

Energy savings – You can save a surprising amount of money with some simple insulation around your windows, curtains, and clean vents. Also, keeping your thermostat programmed to just a couple degrees lower is barely noticeable and puts money back in your pocket.

Health savings – To avoid costly physician’s visits and prescriptions, save money by staying healthy. Eat healthy, exercise daily, and fortify your immune system with antioxidants and vitamins like C and D.

Take the Time to Research

While you are stuck inside daydreaming, put your mind to work actually researching potential vacation spots. The time you spend researching can help you find great deals and money-saving packages. Not only that, but booking your vacation and certain activities ahead of time can often save you extra money as well.

Build a Strong Budget

As you are researching, plan out a budget for everything you need and want during your planned vacation. Build a budget that includes all accommodations including where and how long you will stay, travel costs, meal planning, and extra spending money. It also wouldn’t hurt to include some emergency funds in the event that something goes wrong or you need more money quickly.

Write It Out

Make a spreadsheet and write out everything, making changes along the way. Writing everything out will help you build a stronger budget and avoid missing anything important. Seeing the visible proof of your upcoming fun can also bring a smile to your face when the winter weather is pulling you down.

With the right planning, you can put together a strong and successful summer vacation plan. Using the extra time you have stuck indoors this winter gives you the perfect opportunity to put it all together.

Smart Traveling for Senior Citizens

Fans With Pride
One of the real joys of retirement and enjoying your senior years may come in the form of travel. Travel is broadening and many senior citizens save for a lifetime to enjoy a lifestyle of travel once they are retired. The image of becoming a world traveler in their senior years is one of those dreams that kept them going when life was tough in their working years so they certainly deserve to hit the road and enjoy the fruit of a lifetime of work.

If this is the kind of retirement fun that you have in mind, it pays to plan ahead so you travel smart. Being prepared for a long trip makes sense for anybody but if these trips you will be taking are to be the dream trips you want them to be, you don’t want to see those vacations turn into travel nightmares.

A big part of smart traveling is knowing well in advance what you are going to need on the trip. But it may be even more important to know what you are NOT going to need. By packing light, you make the chore of pulling large pieces of luggage through the airport less difficult. And if you are going to be staying in several places on the trip, packing light means less repacking as well.

It will take some experience as to what works for you in a travel situation to know how to pack. You may wish to build a special travel wardrobe of garments that wear well under stress, don’t wrinkle and can be rinsed out and used again one the road thus extending their usefulness and cutting down on excess clothing. Another way you can cut down on the bulk en route is to not take very much with you that can be bought when you get there. By not taking a lot of toiletries, you cut down on the problems with airport security and the chance of toiletries leaking in your bags.

Smart traveling foMyDayRegistry: Own a Day. Make it Yours.r senior citizens also means having your prescriptions all up to date and well documented. You should get good copies of all prescription drugs, eyeglass prescriptions and other documents that you may need to get refills on the road should you lose or run through your medicines. Alert your local pharmacy so if they need to consult with a pharmacy where you are going, that phone call won’t catch them by surprise. And file copies of all of your travel documents with a loved one so even if you lose everything, you can still get your documents sent to you or by email or fax. These kinds of precautions eliminate panic in the event of a problem while traveling.

Similarly make sure your itinerary and copies of your passport and credit card numbers are kept in secure places and on file with a loved one. Go through your wallet and think about each card and important document you have and how you would handle having those cards canceled and replaced should you lose your wallet or purse. By keeping those important numbers where you can get to them quickly, you can move fast to cancel credit cards and get replacements virtually immediately from your hotel should you get robbed or lose your valuables while traveling.

By thinking ahead like this and staging in your mind every possible problem and planning how to respond, you eliminate the chance that your trip could be stopped and your fun brought to an end because of a difficulty. Then when things do go wrong, you just shift to plan A-B-C or D and you are right back in business.

Contact me for a Free Retirement Coaching Consultation Ty@JustBeinHarmony.com

Race to Black Friday